A car is a requirement of every Washingtonian. But, it does not mean that you need to buy a brand new car. You can obtain a reliable used car to satisfy your need.
Used Car is a Great Option for Washington Car Buyers
A used car is a better option for car buyers because of the following reasons:
- Low cost
- Low loan amount
- Low down payment amount
- Low insurance premium
- Affordable monthly payments
Guidelines for buying a Used Car in Washington
Even though used cars are less costly, they are a huge financial responsibility for car buyers. So, it is important that you make a well-thought decision. Here are a few guidelines to help you ensure a successful used car buying process.
1. Take Expert Help
Whenever someone buys a used car, he is advised to ask a lot of questions to the dealer or the private party seller. But, asking questions is not enough. You must ask your trusted mechanic to take a look at the car. You must ask him to check the following things:
- The Exterior (Windshield, wipers, headlights, directional lights, etc.)
- The Interior (Heater, radio, air conditioner, dashboard, seats, car alarm, etc.)
- Tires ( If the tires are worn unevenly, it can mean alignment problems)
- Engine (Check for oil leaks, battery, exhaust pipe emissions, and odor of any kind, etc.)
- Brakes (Parking brakes, antilock brakes, etc.)
- Others (Frame, automatic/manual transmission, steering, etc.)
If your mechanic is convinced with the car,you can think of buying it.
2. Understand the Emission Requirements
In Washington, all used cars must be certified to California emission standards if:
- The manufacture year is 2009 or newer
- The Odometer reading is lesser than 7,500 miles
- You are a Washington resident
Check Vehicle Emissions Control Information Label. It is located in the engine compartment. The label will tell you if the car meets the emission requirements or not.
Remember that Washington State Department of Licensing will not register a car that flouts the emission standards. So, make sure that you choose a used car after thorough inspection.
3. Choose the Right Used Car Loan Option
Car loans are an important part of every car buying process. If you choose a wrong car loan program, you will end up making unaffordable monthly payments. So, don’t be in a hurry to choose a loan quote.
Apply with several lenders and obtain loan quotes from them. Don’t choose a used car loan quote on the basis of monthly payments. Compare all the loan quotes after considering several other factors like APR, pre-payment fees, penalty, documentation charges, etc. Few lenders require cosigner. So, understand the demands of your lender before signing the Washington used car loan contract.
So, this is how you can become successful in buying a used car in Washington. Remember the guidelines mentioned in the article and use it whenever you start the car buying process.
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